About Us

Kovo is expanding access to financial tools for people historically excluded from the traditional credit system. We believe everyone deserves the opportunity for economic independence, and we’re building products that help people establish financial identity and unlock opportunity. Over the past three years, Kovo has grown revenue 20x while maintaining exceptional capital efficiency. We rank above the 99th percentile in revenue-per-employee benchmarks, reflecting the leverage of a small, high-performing team. The team combines the ambition of a venture-scale company with the discipline of a profitable business. We reached positive free cash flow early in our lifecycle, allowing us to grow with less dilution and focus on building for the long term. Kovo is backed by Inspired Capital and Homebrew, along with founders and leaders from Plaid, Column, Ramp, Affirm, Cash App, NerdWallet, Alloy, MoonPay, Uber, Etsy, LendingClub, and more. We’re looking for exceptional people to help us scale the company another 20x and beyond.

Responsibilities

• Design end-to-end experiences
• Own the full design process: from research and discovery through wireframes, prototypes, and polished UI
• Design intuitive, accessible, and visually compelling experiences that translate complex financial problems into clear user flows
• Evolve our design system to ensure consistency and scalability across the product
• Use data, user research, and experimentation to continuously validate and improve designs
• Use AI to amplify your craft
• Apply AI to supercharge upfront research, competitive analysis, and rapid low-fidelity exploration of dozens of concepts
• Validate ideas faster through simulated user perspectives (e.g., walking through the product as different personas)
• Apply your taste and judgment to identify the strongest directions from broad AI-assisted explorations, then invest your craft skills in fewer, higher-quality high-fidelity iterations
• Collaborate across teams
• Work closely with product, marketing, engineering, and customer experience to inform and iterate on designs
• Partner with engineering to ensure seamless design-to-development handoffs

Requirements

• 4+ years or equivalent depth of experience designing digital products, ideally in fintech or consumer-facing applications
• Advanced proficiency in Storybook, Figma, and Framer
• Strong ability to translate complex problems into clear, intuitive user flows and explain and defend design decisions
• Experience with design systems, component-based UI, and design-to-development handoff
• Familiarity with experimentation, A/B testing concepts, and using data to inform design decisions
• Basic understanding of Git and version control workflows
• Basic familiarity with HTML, CSS and accessibility best practices
• Bonus: Experience using AI tools to create interactive prototypes for testing ideas

Mindset

• Energized by creating user experiences that empower underserved individuals seeking financial independence
• Self-starter who thrives in ambiguity, handles shifting priorities fluidly, and takes full ownership of outcomes
• Comfortable in a high-intensity, remote environment with significant accountability
• Motivated to experiment with and use AI as an enabler for higher-quality craft not as a shortcut to lower-quality output