Your Mission
Youβll shape the future of Credit Compass by using data to shape product direction. Your goal is to identify opportunities across sources like Open Banking, credit files, and customer behaviour that help small businesses better understand and improve their financial health - while driving measurable improvements in engagement, retention, and lifetime value. Working closely with Product, Engineering, and Commercial teams, youβll test and validate ideas on real data, prove what will genuinely move the needle, and take initiatives from early concept through to implementation-ready specifications. Youβll be accountable for whether what we build is adopted by customers and delivers impact.Responsibilities
- Evaluate what to build from data: Explore new and existing data sources (e.g. Open Banking, credit files, behavioural signals) to evaluate the feasibility of feature and cross-sell opportunities that could meaningfully improve customer understanding, engagement, and value.
- Prove how features will work before theyβre built: Run hands-on analyses, test runs, and worked examples using real data to validate that proposed features are viable, explainable, and valuable. Pressure-test logic, edge cases, and failure states before ideas reach engineering.
- Define features end to end: Translate validated ideas into clear, implementation-ready specifications, including feature logic, rules, assumptions, examples, and customer-facing implications. Turn this into high-quality briefs and Jira tickets that engineers can build with confidence.
- Shape data-led cross-sell decisions: Use customer data and eligibility signals to determine which products should be offered to which customers, and when. Define the logic and experience behind data-led cross-sell features and journeys, in partnership with product marketing.
- Measure impact and iterate: Own the success of the features you define, measured through adoption, repeat usage, retention uplift, and CLTV impact. Analyse post-launch performance, iterate where needed, and recommend stopping or reshaping initiatives that donβt deliver.
Requirements
- 5+ experience in data-heavy roles, ideally in internal tools, fintech, consulting with build responsibility, or a startup / scale-up with a strong analytical culture.
- Confident working with raw data, comfortable writing SQL, pulling tables, and forming views from first principles rather than relying on pre-built dashboards or second-hand analysis.
- Execution-focused and decisive, able to get deep into complex problems, make pragmatic calls with imperfect information, and move work forward without waiting for everything to be perfectly defined.
- Strong systems and product logic thinking, able to reason about feature rules, data flows, and edge cases, and work credibly with engineers without owning implementation details.
- Comfortable translating analysis into buildable work, producing clear written specs, worked examples, and Jira-ready tickets that de-risk delivery and support fast execution.
- Analytical mindset with strong bias to action, preferring structured problem-solving, real data, and learning in production over heavy rituals, brand-led thinking, or endless debate.