Who Is Ratehub?

We’re a company on a mission - We are a unique Canadian Fintech that is the one stop shop for all financial needs of the consumer - Save, Spend, Borrow, Invest, and Protect. Every single team member, from product & engineering to sales & marketing, finance, operations, and everything in between is obsessed with one thing; helping Canadians make better financial choices. And we’re pretty great at it, too. Via our digital application technology and our award-winning in-house brokerages, we help over 2M Canadians per month make a positive impact on their finances. We have many unique businesses - a mortgage brokerage, a life insurance brokerage, a home and auto insurance brokerage, a mortgage originationsand servicing business, a Financial Services Marketplaceand a content business across Ratehuband MoneySense. 365 days a year we deliver our users the best online mortgage experience, personalized Credit Cardand Loans options, and cheaper auto & home insurance policies than they typically get from their existing financial adviser.

Changing how people make financial choices isn’t easy, though. We know that achieving our mission is full of challenges; challenges that can be complex and often unexpected, but that are always interesting, rewarding,and fun to solve as a team. This is where you come in. We are on the hunt for the right kind of people to join usand help lead us forward to continued growth.

Ratehub is looking for a Senior Product Manager to join our growing Product team. Reporting directly to the Chief Product and Technology Officer, you will own the end-to-end product strategyand execution for our Everyday Banking portfolio, partnering closely with the business unit leader to scale this high-growth segment. You’re a strategic, data-driven operator who can anticipate business needs, bring structure to ambiguous problems,and turn complex ideas into world-class digital experiences that empower millions of Canadians to make smarter financial choices.

Your Responsibilities

Strategic Leadership & Vision

• Own the product strategy for the Everyday Banking portfolio (including cards, chequing, savings, investments,and loans), translating market dataand user insights into a high-growth vision.
• Set the vision for AI-driven personalization that anticipates user needs and surfaces the right productsand guidance.
• Drive roadmap alignmentand prioritization discussions with executive leadership, securing buy-in on critical trade-offs.
• Develop deep expertise in fintech trends, competitor movements,and open banking to identify new market opportunities.

Product Execution & Delivery

• Translate strategy into clear product requirements, defining scope, success criteria,and edge cases for the cross-functional pod comprising engineering, design,and QA.
• Lead the pod through backlog sequencing, scrum ceremonies,and end-to-end delivery.
• Make high-judgment trade-offs across scope, technical scalability,and timelines, backed by data\
• Define success metricsand establish reporting to evaluate product performance, surface insights,and communicate results to leadership\
• Optimize delivery processesand prioritization frameworks to reduce friction, mitigate risk,and accelerate team velocity\
• Orchestrate end-to-end GTM plans across operational readiness, marketing alignment,and launch execution\

Growth & Funnel Optimization

• Optimize user funnels, transforming user researchand A/B testing data into opportunities that improve conversionand maximize revenue\
• Partner with marketingand content teams to build high-converting web experiences that strengthen SEO, GEO,and landing page performance\

Your Qualifications

• 5+ years of product management experience, with a proven track record of owning a product line end-to-end(ideally within fintech, personal finance, or a high-growth B2C marketplace)\
• Demonstrated success definingand evolving product strategy, rather than simply executing a pre-determined roadmap\
• Expertise using web analytics, user testing,and A/B testing to drive conversion rate optimizationand measure product performance\
• Strong Agile/Scrum backgroundwith a talent for validating concepts through MVPsand lean testing before committing to a full technology build\
• Fluency incorporating AI tools into the product workflow to accelerate market research, data synthesis,and rapid prototyping\
• A passion for UX/designand the ability to translate customerand business needs into outstanding products\
• Proven ability to influence executive leadershipas well as cross-functional teams\
• Skilled at bringing structure to ambiguous problems, turning vague, open-ended challenges into clear hypotheses, scoped bets,and a sequenced plan\
• Highly organizedand adaptable, able to manage multiple workstreamsand re-prioritize as conditions change\
• A genuine interestin the personal finance spaceandthe problems Ratehubis solving for Canadians\

Culture Fit

• Members first - we prioritize the interestsand needs of our members above all else. We solve member pain pointsand focus on member satisfaction. We start with members,and end with the P&L\
• Growth mindset - we set ambitious goalsand challenge the status quo. We take responsible risksand are accountable for our actions\
• Better together - we are One team with One common goal. We make our footprint bigger than our foot, leave our egosat the door, support each other to achieve great results as One company\
• Run after problems - we tackle problems head-onand focus on finding solutions. Obstaclesare seen as opportunities for growthand innovation. We have the hard conversationsand choose the harder right over the easier wrong. And we do it with a smile\
• Measure, Learn, Iterate, Innovate - we focus on getting things done. We measure what matters, iterate, learn, iterate many times in a data-driven way, which is how we will innovate\

Benefits & Perks

• Competitive Compensation: A salary that reflects your experienceand the Canadian market\
• Remote-First Environment: The flexibility to work from anywhere in Canada,with occasional in-person team gatherings for collaboration\
• Flexible Hours: Autonomy to manage your schedule to support work-life balance\
• Comprehensive Benefits: Full healthand dental coveragewith no employee-paid premiums\
• RRSP Matching: A company-matched RRSP program to support your long-term financial goals\
• Professional Development: An individual training allowance to help you grow your skillsand career\
• Team Socials: Regular events, both remoteand in-person,to build connections across the organization\

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The estimated compensation range for this position, inclusive of a annual performance bonus is $125,000 - 175,000.

This job posting is for a currently open vacancy.

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