Our Creditโs team mission is to power access to more affordable credit products. We believe that bank data is the missing piece of the puzzle when it comes to credit. Our suite of credit products empowers consumers to share data to help create a more holistic financial picture while also providing the tools that lenders use to streamline their credit decisions.
As the Product Manager for Credit team, you will be responsible for building the next generation of cash flow-based insights that will be used by lenders to make better credit decisions.
Responsibilities
- Own the strategic direction and lead the build of our model-based credit insights products including network-based insights
- Drive improvements to our model foundations
- Act as a subject matter expert for our credit insights products supporting data science, engineering, Go-to-Market
Qualifications
- 10+ years of experience as a product manager
- Deep understanding of credit risk and the development of underwriting models
- Experience with AI/ML product development
- Experience working with various credit data sources including traditional credit report and alternative credit data like bank data
- Demonstrated ability to make data driven decisions
- [Nice to have] Experience working with user-permissioned bank account data
Our mission at Plaid is to unlock financial freedom for everyone. To support that mission, we seek to build a diverse team of driven individuals who care deeply about making the financial ecosystem more equitable. We recognize that strong qualifications can come from both prior work experiences and lived experiences. We encourage you to apply to a role even if your experience doesn't fully match the job description. We are always looking for team members that will bring something unique to Plaid!
Plaid is proud to be an equal opportunity employer and values diversity at our company. We do not discriminate based on race, color, national origin, ethnicity, religion or religious belief, sex (including pregnancy, childbirth, or related medical conditions), sexual orientation, gender, gender identity, gender expression, transgender status, sexual stereotypes, age, military or veteran status, disability, or other applicable legally protected characteristics. We also consider qualified applicants with criminal histories, consistent with applicable federal, state, and local laws. Plaid is committed to providing reasonable accommodations for candidates with disabilities in our recruiting process. If you need any assistance with your application or interviews due to a disability, please let us know at [email protected]. Please review our Candidate Privacy Notice here.