Responsibilities

• Create lines of business/state strategies with operational goals and measures including customer experience, retention, sales, underwriting quality, and claims trends
• Manage P&L responsibility for new lines of business and/or states
• File and gain approval for regulatory changes
• Align operational goals across functions for financial planning
• Define product market fit by understanding target customer needs and translating insights into product enhancements
• Analyze feedback and data on product reception, application processes, and satisfaction
• Collaborate with technical teams to enhance user and agent experience
• Communicate and plan state strategies with functional managers and leadership
• Identify process improvements and automation opportunities for product development

Requirements

• 8-10 years of insurance experience
• 5+ years specific insurance product line experience (home and auto preferred)
• Underwriting and loss mitigation expertise focusing on severe storm and hurricane-prone areas
• In-depth knowledge of insurance products, pricing, risk, and regulatory requirements
• Proven managerial skills with success in developing and overseeing state P&Ls
• Strong ability to grasp new concepts and technologies, proficient in Excel, SQL, and Looker
• Exceptional communication and teamwork skills with all organizational levels
• Commitment to ethical standards with data, customers, and employees
• Outstanding project and time management abilities in fast-paced environments

Bonus Points

• Master’s degree, CPCU, or Actuarial Designations
• Ratemaking experience
• Product management experience for Texas and/or Florida
• Strong market analysis and competitive intelligence skills
• Insurtech experience